Placing Your Belongings In Storage – What To Do About Insurance

On August 1, 2017 by Himanshu

Indoor Self Storage FacilitySelf storage can be an excellent idea, if you want a long term solution for storing items that you only use for part of the year, such as garden furniture. It can also be a big help if you need somewhere to keep items on a temporary basis, while you are in the process of moving home.

Whatever your reason for choosing this option, when you use a storage provider, such as thelockupselfstorage.com.au, you want to make sure that your property is safe.

Who Has Access To Your Property?

This is a major concern for anyone who places items into self-storage. The good news is that you are the only person who has access to your storage unit, once you sign the contract. You can store whatever you choose, as long as you adhere to the rules of the facility, and do not attempt to store any prohibited items.

The only time that the owner of the facility can access your storage unit is if you fail to keep up with your rental payments. If this happens, the facility owner should contact you, to try and resolve the problem. If you do not make arrangements to pay, they can access the unit and seize goods to sell at auction. They need to follow a set process at all times, and you have plenty of opportunity to pay the money due, and retrieve your items.

Protecting Your Property With Insurance

Even though you are the only person with access to your storage unit, someone could gain entry by force. It’s also possible for accidents to happen, while your goods are in storage. This is why it’s important to have insurance in place. Your goods are not automatically insured when you place them in storage; so you need to take action.

The first thing you should do is check to see if the goods are covered by your home insurance; this can sometimes be the case. If you find that they are not covered, you will need to take out self-storage insurance, for the period of time that your items are in storage.

It’s a good idea to speak to the owner of the storage facility. They can sometimes arrange insurance for you. Before you sign any contracts, check out other providers, to make sure you are getting a good deal. It’s not a good idea to just ignore insurance for your goods, especially if some of them have significant value.

Self-storage is a secure and safe option for storing goods, as long as you choose a reputable provider. You are the only person who has access to your self-storage unit while the contract you signed is in place. Of course, there is always the chance that something unexpected could happen to your goods. This is why you need to make sure that you have insurance in place, which offers the protection that you need.

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