Orlando is one of the best places to live in Florida. The city is filled with beautiful weather, excellent schools, and plenty of things to do. Orlando has a livability rate of 69/100, which is considered average. But, no city is perfect, and Orlando has its share of problems.
One such problem is insurance claims. If your home is damaged by fire, flood, hurricane, tornado, or some other natural disaster, you will likely need to hire a public adjuster.
These professionals can help you file a claim with your insurance company and get the money you deserve. However, it is essential to avoid making inevitable mistakes while hiring a public adjuster Orlando.
This article will discuss three of the most common mistakes people make when hiring a public adjuster.
Not Checking for License
The first step to take when hiring an adjuster is to check and see if they are licensed in Florida.
The Florida Department of Financial Services must license public adjusters, and you can check this quickly on their website. If a public adjuster is not licensed, do not hire them.
A license indicates that the adjuster has met the state’s requirements, including education and experience. If an unlicensed adjuster tries to convince you to hire them, they may be trying to scam you.
Be sure to always do your research before hiring anyone to help with your insurance claim.
Not Getting A Contract
Once you have found a licensed public adjuster in Orlando that you would like to work with, be sure to get them to sign a contract.
The document will outline the following details:
-The services the public adjuster will provide.
-What is and isn’t covered by their work.
-How much the adjuster will be paid once the claim is settled.
This final point is critical, as it will protect you from any unethical practices on the part of your public adjuster.
Make sure to read the contract in its entirety and ask any questions you may have before signing it.
If you are ever unsure about something included or excluded from your policy, do not hesitate to contact your insurance company directly. They will be satisfied to help clear things up for you.
Not Checking Their Charges
The average adjuster insurance gross salary in Orlando, Florida, is $70,543. It is a lot of money to pay for someone to help you with your insurance claim, so you must know their fee before hiring them.
Some public adjusters may charge a percentage of the total settlement amount, while others may charge by the hour. Make sure you understand how they will be charging you before you sign any contract.
It is also important to remember that the specialist works for you and should be charging a fair and reasonable fee. Don’t be afraid to negotiate if you feel like the specialists are overcharging you. A good adjuster will understand your concerns and be willing to work with you.
When hiring a public adjuster in Orlando, it is essential to remember that they are there to help you get the most money possible from your insurance claim. You must avoid some mistakes during this process, costing you time and money.