Contemplating buying a home, especially now that mortgage rates are so favorable? If so, you have probably questioned if you can get approved for a home mortgage loan. Fortunately, American financial institutions and government entities have come up with ways to make the process of home-buying easier. As a first-time homebuyer, you will need to secure a mortgage loan before starting your search. Below, you will discover a list of times that will ensure approval for a home mortgage loan.